• Invest Online
• Current Rates
• Investment Forms
• IRA Investments
• Stamp Program

Investment Information

For answers to general questions about WELS CEF investment programs, please visit WELS CEF FAQs. If you have specific questions you can e-mail the investment department at CEF@sab.wels.net or contact us toll-free: 1-866-511-7793.

Offering Circular

WELS Church Extension Fund, Inc. (WELS CEF) is offering up to $60,000,000 in unsecured debt securities – commonly referred to as “certificates”. We offer two types of Certificates – Loan Certificates and Savings Certificates. The Certificates pay interest at rates which are set according to the policies set forth under “Description of Certificates” on pages 22-26 of our Offering Circular. Our rates are reviewed and set monthly.

• Savings Certificates -- are payable upon demand and earn interest at a rate that is reviewed and posted monthly and subject to vary periodically.
• Loan Certificates -- on the other hand, are payable at maturity and earn interest at the rate in effect when the certificate is purchased.
• Retirement Certificates -- can be purchased as an IRA investment through our third-party administrator, Reliance Trust Company.

• View the complete Offering Circular before investing.

Current Rate Updates

If you would like to receive a monthly e-mail notification updating you on current WELS CEF interest rates, simply click on the "Subscribe" link below.

• View the current Interest Rates
• Subscribe to receive Current Rates to your email box

To Invest

You may purchase a certificate if you are a member of a WELS congregation, a congregation or a religious organization affiliated with the Wisconsin Evangelical Lutheran Synod. To invest please use our Investment Kit.

Investment Forms

All WELS CEF forms are available on-line. Please complete the forms in full, sign and return to the CEF office. If you have questions about filling out a form please call us toll-free: 1-866-511-7793.

• List of forms

IRA Investments

Individual Retirement Accounts (IRA’s) are a great way to build your retirement. Help build churches while you are managing your retirement savings by investing in a WELS CEF Retirement Certificate.

Stamp Program

The purpose of the WELS CEF Stamp Program is to involve WELS Youth in mission work at an early age. This investment program serves as a great building block for our WELS children to learn clear, Biblical stewardship principles. This program also allows parents and teachers to instruct our WELS Youth to actively participate in on-going mission work throughout the world. This program can help WELS Day School teachers and Sunday School teachers as they teach WELS Youth about Christian stewardship principles.

• More information on the Stamp Program
•  Initial Start up Form